Total Accident Management
Total Accident Management
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Credit Hire & Credit Repair

Our statistics show that around 23% of fleet incidents reported are «non-fault» – ie the fault of a third party. The process of getting a company car back on the road after a non fault accident can be extremely costly.

In fact, we estimate that a 500-strong fleet can have more than £40,000 of the company’s money tied up in managing non fault road traffic accidents during a typical policy year. Credit Hire and Credit Repair ensures that any costs associated with third party claims are managed and funded by us, thus significantly improving a company’s cash flow.

The award winning Credit Hire and Repair services of Helphire Group plc provide the following benefits;

Credit Hire:
  • Offers same or similar replacement vehicles (where need is demonstrated)
  • Hire costs are provided funded and then recovered from third party insurer
  • Service is fully underwritten in the event of non-recovery of costs
Credit Repair:
  • Repairs are processed via Total’s own contracted repairer network
  • Repair are funded , therefore no client excess or repair costs to pay – improves fleet cash flow and claims ratios
  • Repair costs are recovered from third party insurers
  • Repair costs are fully underwritten in event of non-recovery of costs